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Terms of Use / Legal Section
Important Legal Notice

Disclaimer, Indemnification, Terms Of Service And Other Notices

IMPORTANT NOTICE: DISCLAIMER AND INDEMNIFICATION

Neither this site nor any article published or information herein contains, constitutes or should be regarded by the reader as any form of accounting, medical, health, psychological, legal, regulatory, investment, securities, financial, tax, or any other form of professional or personal advice -- the reader fully understands, acknowledges and accepts this disclaimer by said reader’s viewing of the same. Further, the reader indemnifies and holds harmless both the author of this blog as well as each and all of the publishers of any media in which any posted article appears, of any and all damages, claims, losses, costs,
responsibility or liability, both express and implied, emerging from the reader’s utilization of, or reliance upon, any information contained herein. The reader of this site understands, acknowledges and accepts all of the Terms Of Service below.

TERMS OF SERVICE

Site Terms and Conditions of Use :

1. User's Acknowledgment and Acceptance of Terms

Genesis Stemcell Technologies, Inc., together with certain business entities under its direction and
control (hereinafter, collectively, “Us," "We," “us,” or “we”) provide this site and various related
services (collectively, the "site") to you, the user (hereinafter, “you” or “user”), subject to your
compliance with all the terms, conditions, and notices contained or referenced herein (the "Terms
of Use"), as well as any other written agreement between us and you. In addition, when using
particular services or materials on this site, users shall be subject to any posted rules applicable to
such services or materials that may contain terms and conditions in addition to those in these
Terms of Use. All such guidelines or rules are hereby incorporated by reference into these Terms
of Use.
BY USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO
NOT WISH TO BE BOUND BY THE THESE TERMS OF USE, PLEASE EXIT THE SITE NOW.
YOUR EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS,
SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE,
IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES.

 
2. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF USE
BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF THIS
SITE.

These Terms of Use are effective as of January 1, 2018. We expressly reserve the right to change
these Terms of Use from time to time without notice to you. You acknowledge and agree that it is
your responsibility to review this site and these Terms of Use from time to time and to familiarize
yourself with any modifications. Your continued use of this site after such modifications will
constitute acknowledgment of the modified Terms of Use and agreement to abide and be bound by
the modified Terms of Use. As used in these Terms of Use, references to our "Affiliates" include
our owners, subsidiaries, affiliated companies, officers, directors, suppliers, partners, sponsors,
and advertisers, and includes (without limitation) all parties involved in creating, producing, and/or
delivering this site and/or its contents.

 
2. Description of Services

We make various services available on this site including, but not limited to information, e-media
publications, news aggregation and alerts and a comprehensive and changing variety of business
planning, consulting, development, capitalization and other services or products to individuals,
entrepreneurial companies and other business enterprises. You are responsible for providing, at
your own expense, all equipment necessary to use the services, including a computer, modem,
and Internet access (including payment of all fees associated with such access). We reserve the
sole right to either modify or discontinue the site, including any of the site’s features, at any time
with or without notice to you. We will not be liable to you or any third party should we exercise such
right. Any new features that augment or enhance the then-current services on this site shall also be
subject to these Terms of Use.

3. Registration Data and Privacy

In order to access some of the services on this site, you will be required to use an account and
password that can be obtained by completing our online registration form, which requests certain
information and data ("Registration Data"), and maintaining and updating your Registration Data as
required. By registering, you agree that all information provided in the Registration Data is true and
accurate and that you will maintain and update this information as required in order to keep it
current, complete, and accurate. You also grant us the right to disclose to third parties certain
Registration Data about you. The information we obtain through your use of this site, including your
Registration Data, is subject to our Privacy Policy, which is specifically incorporated by reference
into these Terms of Use.

4. Conduct on Site

Your use of the site is subject to all applicable laws and regulations, and you are solely responsible
for the substance of your communications through the site. By posting information in or otherwise
using any communications service, chat room, message board, newsgroup, software library, or
other interactive service that may be available to you on or through this site, you agree that you will
not upload, share, post, or otherwise distribute or facilitate distribution of any content -- including
text, communications, software, images, sounds, data, or other information -- that:
a. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent,
invasive of another’s privacy, tortuous, contains explicit or graphic descriptions or accounts of
sexual acts (including but not limited to sexual language of a violent or threatening nature directed
at another individual or group of individuals), or otherwise violates our rules or policies;
3
b. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis
of religion, gender, sexual orientation, race, ethnicity, age, or disability;
c. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other
proprietary right of any party;
d. constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as
"spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or
gambling;
e. contains software viruses or any other computer code, files, or programs that are designed or
intended to disrupt, damage, or limit the functioning of any software, hardware, or
telecommunications equipment or to damage or obtain unauthorized access to any data or other
information of any third party; or
f. impersonates any person or entity, including any of our employees or representatives.
We neither endorse nor assume any liability for the contents of any material uploaded or submitted
by third party users of the site. We generally do not pre-screen, monitor, or edit the content posted
by users of communications services, chat rooms, message boards, newsgroups, software
libraries, or other interactive services that may be available on or through this site. However, we
and our agents have the right at their sole discretion to remove any content that, in our judgment,
does not comply with these Terms of Use and any other rules of user conduct for our site, or is
otherwise harmful, objectionable, or inaccurate. We are not responsible for any failure or delay in
removing such content. You hereby consent to such removal and waive any claim against us
arising out of such removal of content. See "Use of Your Materials" below for a description of the
procedures to be followed in the event that any party believes that content posted on this site
infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary
right of any party. In addition, you may not use your account to breach security of another account
or attempt to gain unauthorized access to another network or server. Not all areas of the site may
be available to you or other authorized users of the site. You shall not interfere with anyone else’s
use and enjoyment of the site or other similar services. Users who violate systems or network
security may incur criminal or civil liability. You agree that we may at any time, and at our sole
discretion, terminate your membership, account, or other affiliation with our site without prior notice
to you for violating any of the above provisions. In addition, you acknowledge that we will
cooperate fully with investigations of violations of systems or network security at other sites,
including cooperating with law enforcement authorities in investigating suspected criminal
violations.

5. Third Party Sites and Information

This site may link you to other sites on the Internet or otherwise include references to information,
documents, software, materials and/or services provided by other parties. These sites may contain
information or material that some people may find inappropriate or offensive. These other sites and
parties are not under our control, and you acknowledge that we are not responsible for the
accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites,
nor are we responsible for errors or omissions in any references to other parties or their products
and services. The inclusion of such a link or reference is provided merely as a convenience and
does not imply endorsement of, or association with, the site or party by us, or any warranty of any
kind, either express or implied.

6. Intellectual Property Information

Copyright © January 1, 2018, by Genesis Stemcell Technologies, Inc., with All Rights Reserved.
For purposes of these Terms of Use, "content" is defined as any information, data,
communications, software, photos, video, graphics, music, sounds, and other material and
services that can be viewed by users on our site. This includes message boards, chat, and other
original content. By accepting these Terms of Use, you acknowledge and agree that all content
presented to you on this site is protected by copyrights, trademarks, service marks, patents or
other proprietary rights and laws, and is the sole property of Us and/or our Affiliates. You are only
permitted to use the content as expressly authorized by us or the specific content provider. Except
for a single copy made for personal use only, you may not copy, reproduce, modify, republish,
upload, post, transmit, or distribute any documents or information from this site in any form or by
any means without prior written permission from us or the specific content provider, and you are
solely responsible for obtaining permission before reusing any copyrighted material that is
available on this site. Any unauthorized use of the materials appearing on this site may violate
copyright, trademark and other applicable laws and could result in criminal or civil penalties.
Neither we nor our Affiliates warrant or represent that your use of materials displayed on, or
obtained through, this site will not infringe the rights of third parties. See "User’s Materials" below
for a description of the procedures to be followed in the event that any party believes that content
posted on this site infringes on any patent, trademark, trade secret, copyright, right of publicity, or
other proprietary right of any party. All custom graphics, icons, logos and service names are
registered copyrights, trademarks or service marks of Genesis Stemcell Technologies, Inc. All
other logotypes, trademarks or service marks are property of their respective owners.

 
7. Unauthorized Use of Materials

Subject to our Privacy Policy, any communication or material that you transmit to this site or to us,
whether by electronic mail, post, or other means, for any reason, will be treated as non-confidential
and non-proprietary. While you retain all rights in such communications or material, you grant us
and our agents and affiliates a non-exclusive, paid-up, perpetual, and worldwide right to copy,
distribute, display, perform, publish, translate, adapt, modify, and otherwise use such material for
any purpose regardless of the form or medium (now known or not currently known) in which it is
used. Please do not submit confidential or proprietary information to us unless we have mutually
agreed in writing otherwise. We are also unable to accept your unsolicited ideas or proposals, so
please do not submit them to us in any circumstance. We respect the intellectual property of
others, and we ask you to do the same. If you or any user of this site believes its copyright,
trademark or other property rights have been infringed by a posting on this site, you or the user
should send notification to our Designated Agent (as identified below) immediately. To be effective,
the notification must include:

1. Identify in sufficient detail the copyrighted work that you believe has been infringed upon or
other information sufficient to specify the copyrighted work being infringed).

2. Identify the material that you claim is infringing the copyrighted work listed in item #1 above.

3. Provide information reasonably sufficient to permit us to contact you (email address is
preferred).

4. Provide information, if possible, sufficient to permit us to notify the owner/administrator of the
allegedly infringing webpage or other content (email address is preferred).

5. Include the following statement: "I have a good faith belief that use of the copyrighted
materials described above as allegedly infringing is not authorized by the copyright owner, its
agent, or the law."

6. Include the following statement: "I swear, under penalty of perjury, that the information in the
notification is accurate and that I am the copyright owner or am authorized to act on behalf of the
owner of an exclusive right that is allegedly infringed."

7. Sign the paper.

8. Send the written communication to the following address: Designated Agent for Claimed
Infringement: Contact: Jerzy Szymczyk, with a mailing address at 1 Bridle Path, Old Westbury,
New York 11568. You acknowledge and agree that upon receipt of a notice of a claim of copyright
infringement, we may immediately remove the identified materials from our site without liability to
you or any other party and that the claims of the complaining party and the party that originally
posted the materials will be referred to the United States Copyright Office for adjudication as
provided in the Digital Millennium Copyright Act.

 
8. Disclaimer of Warranties

ALL MATERIALS AND SERVICES ON THIS SITE ARE PROVIDED ON AN "AS IS" AND "AS
AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT.
WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (A) THE SERVICES
AND MATERIALS WILL MEET YOUR REQUIREMENTS, (B) THE SERVICES AND MATERIALS
WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (C) THE RESULTS THAT
MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE
EFFECTIVE, ACCURATE OR RELIABLE, OR (D) THE QUALITY OF ANY PRODUCTS,
SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SITE FROM
US OR OUR AFFILIATES WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES,
ERRORS OR DEFECTS. THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES,
INACCURACIES OR TYPOGRAPHICAL ERRORS. WE MAY MAKE CHANGES TO THE
MATERIALS AND SERVICES AT THIS SITE, INCLUDING THE PRICES AND DESCRIPTIONS
OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS OR
SERVICES AT THIS SITE MAY BE OUT OF DATE, AND WE MAKE NO COMMITMENT TO
UPDATE SUCH MATERIALS OR SERVICES. THE USE OF THE SERVICES OR THE
DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THIS SITE IS
DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU
WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR
LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES.

Through your use of the site, you may have the opportunities to engage in commercial transactions
with other users and vendors. You acknowledge that all transactions relating to any merchandise
or services offered by any party, including, but not limited to the purchase terms, payment terms,
warranties, guarantees, maintenance and delivery terms relating to such transactions, are agreed
to solely between the seller or purchaser of such merchandise and services and you.
WE MAKE NO WARRANTY REGARDING ANY TRANSACTIONS EXECUTED THROUGH, OR IN
CONNECTION WITH THIS SITE, AND YOU UNDERSTAND AND AGREE THAT SUCH
TRANSACTIONS ARE CONDUCTED ENTIRELY AT YOUR OWN RISK. ANY WARRANTY THAT
IS PROVIDED IN CONNECTION WITH ANY PRODUCTS, SERVICES, MATERIALS, OR
INFORMATION AVAILABLE ON OR THROUGH THIS SITE FROM A THIRD PARTY IS
PROVIDED SOLELY BY SUCH THIRD PARTY, AND NOT BY US OR ANY OTHER OF OUR
AFFILIATES.

Content available through this site often represents the opinions and judgments of an information
provider, site user, or other person or entity not connected with us. We do not endorse, nor are we
responsible for the accuracy or reliability of, any opinion, advice, or statement made by anyone
other than an authorized Genesis Stemcell Technologies, Inc. spokesperson speaking in his/her
official capacity. Please refer to the specific editorial policies posted on various sections of this site
for further information, which policies are incorporated by reference into these Terms of Use. You
understand and agree that temporary interruptions of the services available through this site may
occur as normal events. You further understand and agree that we have no control over third party
networks you may access in the course of the use of this site, and therefore, delays and disruption
of other network transmissions are completely beyond our control. You understand and agree that
the services available on this site are provided "AS IS" and that we assume no responsibility for the
timeliness, deletion, mis-delivery or failure to store any user communications or personalization
settings.
SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN
WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

9. Limitation of Liability

IN NO EVENT SHALL WE OR OUR AFFILIATES BE LIABLE TO YOU OR TO ANY THIRD
PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT OR CONSEQUENTIAL
DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT
LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR
NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY
THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE
OR OF ANY WEB SITE REFERENCED OR LINKED TO FROM THIS SITE. FURTHER, WE
SHALL NOT BE LIABLE IN ANY WAY FOR THIRD PARTY GOODS AND SERVICES OFFERED
THROUGH THIS SITE OR FOR ASSISTANCE IN CONDUCTING COMMERCIAL
TRANSACTIONS THROUGH THIS SITE, INCLUDING WITHOUT LIMITATION THE
PROCESSING OF ORDERS. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE
ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

10. Indemnification

Upon a request by us, you agree to defend, indemnify, and hold us and our Affiliates harmless
from all liabilities, claims, and expenses, including attorney’s fees, which may arise from your use
or misuse of this site. We reserve the right, at our own expense, to assume the exclusive defense
and control of any matter otherwise subject to indemnification by you, in which event you will
cooperate with us in asserting any available defenses.

11. Security and Password

You are solely responsible for maintaining the confidentiality of your password and account and for
any and all statements made and acts or omissions that occur through the use of your password
and account. Therefore, you must take steps to ensure that others do not gain access to your
password and account. Our personnel will never ask you for your password. You may not transfer
or share your account with anyone, and we reserve the right to immediately terminate your account
if you do transfer or share your account.

 
12. Participation in Promotions

From time to time, this site may include advertisements offered by third parties. You may enter into
correspondence with or participate in promotions of the advertisers showing their products on this
site. Any such correspondence or promotions, including the delivery of and the payment for goods
and services, and any other terms, conditions, warranties or representations associated with such
correspondence or promotions, are solely between you and the advertiser. We assume no liability,
obligation or responsibility for any part of any such correspondence or promotion.

13. E-mail, Messaging, Blogging, and Chat Services

We may make email, messaging, blogging, or chat services (collectively, "Communications")
available to users of our site, either directly or through a third-party provider. We make available
separate supplemental agreements characterizing the relationship between you and us that,
except where expressly noted or contradictory, includes these Terms. We will not inspect or
disclose the contents of private Communications except with the consent of the sender or the
recipient, or in the narrowly-defined situations provided under the Electronic Communications
Privacy Act, or as other required by law or by court or governmental order. Further information is
available in our Privacy Policy. We may employ automated monitoring devices or techniques to
protect our users from mass unsolicited communications (also known as "spam") and/or other
types of electronic communications that we deem inconsistent with our business purposes.
However, such devices or techniques are not perfect, and we will not be responsible for any
legitimate communication that is blocked, or for any unsolicited communication that is not blocked.
Mailboxes may have a limited storage capacity. If you exceed the maximum permitted storage
space, we may employ automated devices that delete or block email messages that exceed the
limit. We will not be responsible for such deleted or blocked messages.

14. International Use

Although this site may be accessible worldwide, we make no representation that materials on this
site are appropriate or available for use in locations outside the United States, and accessing them
from territories where their contents are illegal is prohibited. Those who choose to access this site
from other locations shall be doing so on their own initiative and are responsible for compliance
with local laws. Any offer for any product, service, and/or information made in connection with this
site is void where prohibited by any laws or regulations which may apply, and in any jurisdictions in
which such laws or regulations may apply.

15. Termination of Use

You agree that we may, in our sole discretion, terminate or suspend your access to all or part of
the site with or without notice and for any reason, including, without limitation, breach of these
Terms of Use. Any suspected fraudulent, abusive or illegal activity may be grounds for terminating
your relationship and may be referred to appropriate law enforcement authorities. Upon termination
or suspension, regardless of the reasons therefore, your right to use the services available on this
site immediately ceases, and you acknowledge and agree that we may immediately deactivate or
delete your account and all related information and files in your account and/or bar any further
access to such files or this site. We shall not be liable to you or any third party for any claims or
damages arising out of any termination or suspension or any other actions taken by us in
connection with such termination or suspension.

16. Governing Law

This site (excluding any linked sites) is controlled by us from our offices within the The State Of
New York, United States of America. It can be accessed from all 50 states, as well as from other
countries around the world. As each of these places has laws that may differ from those of The
State Of New York, by accessing this site both of us agree that the statutes and laws of the State
Of New York, without regard to the conflicts of laws principles thereof and the United Nations
Convention on the International Sales of Goods, will apply to all matters relating to the use of this
site and the purchase of products and services available through this site. Each of us agrees and
hereby submits to the exclusive personal jurisdiction and venue any court of competent jurisdiction
within the State of New York with respect to such matters.

 
17. Notices

All notices to a party shall be in writing and shall be made via conventional mail or other delivery
service. Notices to us must be sent to the attention of Jerzy Szymczyk, 1 Bridle Path, Old
Westbury, New York 11568. Notices to you may be sent to the address supplied by you as part of
your Registration Data. In addition, we may broadcast notices or messages through the site to
inform you of changes to the site or other matters of importance, and such broadcasts shall
constitute notice to you at the time of sending.

18. Entire Agreement

These terms and conditions constitute the entire agreement and understanding between us
concerning the subject matter of this agreement and supersede all prior agreements and
understandings by and between the parties with respect to that subject matter hereof. These
Terms of Use may not be altered, supplemented, or amended by the use of any other
document(s). Any attempt to alter, supplement or amend this document or to enter an order for
products or services which are subject to additional or altered terms and conditions shall be null
and void, unless otherwise agreed to in a written agreement signed by you and us. To the extent
that anything in or associated with this site is in conflict or inconsistent with these Terms of Use,
these Terms of Use shall take precedence.

19. Miscellaneous

In any action to enforce these Terms of Use, the prevailing party will be entitled to costs and
attorneys’ fees. Any cause of action brought by you against us or our Affiliates must be instituted
with one year after the cause of action arises or be deemed forever waived and barred. You may
not assign your rights and obligations under these Terms of Use to any party, and any purported
attempt to do so will be null and void. We may freely assign our rights and obligations under these
Terms of Use. You agree not to sell, resell, reproduce, duplicate, copy or use for any commercial
purposes any portion of this site, or use of or access to this site. In addition to any excuse provided
by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products
and services available through our site arising from any event beyond our reasonable control,
whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire,
accident, adverse weather, inability to secure transportation, governmental act or regulation, and
other causes or events beyond our reasonable control, whether or not similar to those which are
enumerated above. If any part of these Terms of Use is held invalid or unenforceable, that portion
shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the
original intentions of the parties, and the remaining portions shall remain in full force and effect.
Any failure by us to enforce or exercise any provision of these Terms of Use or related rights shall
not constitute a waiver of that right or provision.

20. Contact Information

Except as explicitly noted on this site, the services available through this site are offered by
Jerzy Szymczyk, 1 Bridle Path Drive, Old Westbury, NY 11568. If you notice
that any user is violating these Terms of Use, please contact us at jszmczyk1@yahoo.com or +1 917 939 8414.

PRIVACY POLICY

When accessing this site, we will learn certain information about you during your visit. How we will
handle information we learn about you depends upon what you do when visiting our site.
If you visit our site to read or download information on our pages, we collect and store only the
following information about you:

1. The name of the domain from which you access the Internet.
2. The date and time you access our site.
3. The Internet address of the website you used to link directly to our site.

If you identify yourself by sending us an e-mail containing personal information, then the
information collected will be solely used to respond to your message.
The information collected is for statistical purposes. We may use software programs to create
summary statistics, which are used for such purposes as assessing the number of visitors to the
different sections of our site, what information is of most and least interest, determining technical
design specifications, and identifying system performance or problem areas.
For site security purposes and to ensure that this service remains available to all users, we use
software programs to monitor network traffic to identify unauthorized attempts to upload or change
information, or otherwise cause damage.
We will not obtain personally-identifying information about you when you visit our site, unless you
choose to provide such information to us, nor will such information be sold or otherwise transferred
to unaffiliated third parties without the approval of the user at the time of collection.
ARTICLE COPYRIGHT INFORMATION, DISCLAIMER AND INDEMNIFICATION
Anything contained hereinabove to the contrary notwithstanding, all article content contained
herein is Copyright © 2018 by Genesis Stemcell Technologies, Inc. with all rights reserved. Any
article posted herein may be republished without permission provided that it is published in full,
with all hyperlinks, images and exhibits left intact, and with full attribution given the author. Any
other reproduction or re-publication of this material is unauthorized and in violation of all applicable
laws.
None of the information contained herein is intended to be, or should be construed by the
reader as being financial, legal, investment, tax, accounting, medical, health, psychological
or other professional advice under any circumstances .
The reader unconditionally indemnifies and holds harmless Genesis Stemcell Technologies, Inc.,
as well as each and all of its affiliates and assigns, of any and all liability relating to losses, claims,
damages or other adverse or potentially adverse consequences resulting from the reader's either
taking or not taking of any action as a result of, or based upon, any information contained in any
article published by the author herein. Articles contain information based upon the author's
personal point of view, are published for informational purposes only, and do not constitute or
contain professional or authoritative advice for use by any third parties.

COOKIE DISCLOSURE NOTICE : This Site Uses Cookies

Cookie Disclosure Statement
Notice: Please read this statement regarding this site's use of cookies. It contains important
information.
This site uses cookies in order to collect certain information and in order to assist you, the
viewer, in having the easiest possible experience in navigating and accessing all of the features
of this site.
We are often asked about our use of cookie technology, which we employ on the site, and on
some of its affiliated and referenced sites to allow you to move quickly through our site to more
easily find the information which you are seeking.
Below you'll find information describing our most common uses of cookies, which are an
inherent part of our production process and enable us to better serve you.
What's a cookie?
A cookie is a small file that is sent to your computer by a site's server. A cookie can be a record
of your visit to a site, including information such as your User Name, registration information,
time of last visit, pages viewed, etc. A cookie created by one site's servers can be retrieved only
by that site's servers. Thus, information gathered in cookies through this site is not accessible
to other sites.
Using this site.
In order to access the material on this site, your browser must be set to "accept all cookies."
If you set your browser to "not accept" any cookies, you will not be able to use this site. We also
do not suggest that you navigate our site with your browser's "cookie alert" feature enabled.
While you certainly could set your browser to alert you each time a cookie is passed to your
machine, you most likely will find the experience of having to respond to frequent cookie alerts
quite frustrating while trying to enjoy your subscription. We suggest that you turn the "cookie
alert" feature off, or perhaps use the site for a short time with it on, once you've seen firsthand
how we use the technology, and become more familiarized and comfortable with it.
Why do we use cookies?
We use cookies to allow you to access and quickly navigate your way through our site. We may
accomplish this in many ways, using several different cookies. When you first enter the site, for
example, we may use a test cookie to confirm your browser's ability to retain cookies.
Next, we may check our database to verify your subscription, membership or other criteria so
that you may gain access. A cookie is then temporarily "set" within your browser to allow you to
proceed without having to confirm your identity with each subsequent page you request to
view.
Without cookie technology, we would not be able to offer you convenient features such as the
ability to store your User Name and Password and save personalized news or portfolio settings.

Other cookies that you will receive during your sessions here are from third-party service
providers and some on-site advertisers. These network advertisers may use their own cookies
in order to serve ads on our Web sites, ensuring you won't see the same ads over and over
again. Each service provider and advertiser has its own policy and disclosure requiring its use
of cookies, just as we do, right here.
When you view an ad for or link to this site on other sites, our third-party advertising company
may place or recognize a unique cookie on your browser. This site and its advertising
companies also may use Web beacons (invisible images often referred to as pixel tags or clear
GIFs) to note which of the site's pages you visit after viewing our ads. The information that is
collected through the use of these images is not personally identifiable and is used only to track
response to our advertising efforts.

So what's in it for me -- the viewer or visitor?

Here's a quick synopsis of what we see as the biggest advantages of cookies:
● Faster, more convenient access. We won't have to ask you to identify yourself with each
new page requested. We can also deliver to you customized information and store your
settings more efficiently.
● Better information. We want to give you features and services in which you're
interested. Through the use of cookies, we can determine which features are most
popular with subscribers on an aggregate basis and thus better serve your needs by
developing new features and services in response to our analysis of subscribers' usage.
● More efficient ad processing. Cookies enable us to streamline our ad presentations.
Will the cookies you send me go away?
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DMCA NOTIFICATION

Notice Regarding Possible Copyright Violations Pursuant To The Digital Millennium Copyright
Act ("DMCA")
The Digital Millennium Copyright Act (DMCA) is a United States copyright law that
implements two 1996 treaties of the World Intellectual Property Organization (WIPO). It
criminalizes production and dissemination of technology, devices, or services intended to
circumvent measures (commonly known as digital rights management or DRM) that control
access to copyrighted works. It also criminalizes the act of circumventing an access control,
whether or not there is actual infringement of copyright itself. In addition, the DMCA
heightens the penalties for copyright infringement on the Internet.
Our website and services may allow others to add files or content to our website or services.
Links may also be added to websites that are controlled by others. This may be done
automatically and without our review.
It is our policy to suspend or terminate the accounts of users who may intentionally or
repeatedly infringe the copyrights others. Whether we choose to do so is entirely within our
discretion.
If you believe that your material for which you own the copyright has been infringed upon or
violated, please provide our Copyright Agent, in writing, with the following information:
1. A physical or electronic signature of a person authorized to act on behalf of the owner of
an exclusive right that is allegedly infringed.
2. Identification of the copyrighted work claimed to have been infringed, or, if multiple
copyrighted works at a single online site are covered by a single notification, a
representative list of such works at that site.
3. Identification of the material that is claimed to be infringing or to be the subject of
infringing activity and that is to be removed or access to which is to be disabled, and
information reasonably sufficient to permit us to locate the material.
4. Information reasonably sufficient to permit us to contact the complaining party, such as
an address, telephone number, and, if available, an electronic mail address at which the
complaining party may be contacted.
5. A statement that the complaining party has a good faith belief that use of the material in
the manner complained of is not authorized by the copyright owner, its agent, or the
law.
6. A statement that the information in the notification is accurate, and under penalty of
perjury, that the complaining party is authorized to act on behalf of the owner of an
exclusive right that is allegedly infringed.
Our agent for notice of claims of copyright infringement is:
Jerzy Szymczyk
1 Bridle Path
Old Westbury,
New York 11568
United States Of America
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